Holistic Financial Success Planning For Entrepreneurs And The Entrepreneurial Minded

Fiscal Harmony

A blend of financial analysis, strategic planning, and hand-picked investment instruments that provides the financial flexibility to achieve life goals.

Fiscal Harmony clients get one-on-one, individualized service from Certified Financial Planner® Kelly Kunst.

  • Comprehensive fiscal health analysis including business income/investments
  • Holistic financial planning to minimize taxes and make earnings work harder and smarter
  • No investment widgets
  • No artificial intelligence trading
  • No boilerplate investment recommendations
  • Competitive Fees

Each Fiscal Harmony client receives a personalized, tailored financial plan based on their goals, cash flow requirements, existing portfolio, and personal, individual needs.

multi-generational-planning
Kelly Kunst

Kelly Kunst

Certified Financial Planner

Kelly Kunst, CFP® is the founder and CEO of Fiscal Harmony.  Raised in a family of entrepreneurs, Kelly believes small businesses are essential for building strong communities.  Having learned much about enterprise from the successes and failures of her grandfather, a poultry farmer who got his start during the Great Depression, Kelly is especially attuned to the needs of business owners and those who work for themselves.  She is passionate about  helping entrepreneurs and individuals build on their successes and avoid mistakes that derail many high income individuals from achieving their goals.  Her comprehensive approach addresses complex financial, business and tax situations that require multidimensional solutions.

As a Certified Financial Planner and investment advisor representative, Kelly is a fiduciary.  This means she is required by law to act in the best interest of her clients both legally and ethically, putting their interests ahead of her own. 

CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients' best interests today to prepare them for a more secure tomorrow.  Kelly achieved CFP certification in 2014 and was named a Texas Monthly Five Star Wealth Manager for 2019-2022, received the Berthel Fisher Executive Council Award in 2021, Business Navigators Servant Leader Award recipient-2022, and Goldman Sachs 10,000 Small Businesses Alumni.

Read her thoughts on our monthly blog.

dan

Daniel Klein

Financial Advisor

Daniel was born and raised in Phoenix, Arizona. He graduated from the University of California at Santa Barbara in 2004 with highest honors, earning degrees in both History and Political Science. He continued his education, earning a Master of Science degree from London School of Economics in 2005. Daniel put his knowledge of economics and experience in business to use locally, successfully launching and running CrossFit Sirius in Richardson, TX. He left the business in 2019 to pursue a career in financial services, working in various roles for Stearns Lending LLC. Daniel missed working closely with clients, and in July 2021 decided to begin the licensing process to become a Securities Representative. Daniel holds the following FINRA licenses: Series 66 (Uniform Combined State Law Exam), Series 7 (General Securities Representative), and the SIE (Security Industry Essentials). Daniel is also a Group 1 Agent (Texas life and health insurance license).

Daniel and his wife, Valerie, live in Carrollton, TX with their daughter, Sadie. They enjoy spending time outdoors as a family. Daniel is passionate about fitness and loves watching movies.

Our Wealth Management Philosophy

Fiscal Harmony brings a holistic approach to your financial well being.  This means we take a big picture view, considering your ultimate goals first and creating a plan to reach them. Without a plan, you are taking a road trip with no destination, GPS or map. Having a plan and the right navigational tools greatly increases your chances of reaching your destination.

For most of our clients, accumulating wealth is part of the journey on the way to their destination. Money is but a tool that enables us to achieve life objectives and to pursue our passion projects. Whether it's to support and educate their families, enable meaningful experiences, fund new ventures or take up philanthropic endeavors, having a comprehensive, fine-tuned financial plan gives our clients the financial flexibility to live the life they want to live.

We look at everything that affects your finances in order to create a strategic financial plan to get you where you want to go, then make adjustments as needed in the future.

The Fiscal Harmony financial planning process starts with our five-step SCORE evaluation, which considers five important components of each individual, their financial values and needs.

Services

Fiscal Harmony offers the following services to clients:

  • Holistic financial planning
  • Asset review
  • Insurance analysis
  • Income and cash flow analysis
  • Fee-based managed accounts
  • Multi-generational wealth planning
  • Strategic planning with business owners for exit strategies

Clients Who Benefit from our Financial Success Planning

Fiscal Harmony’s holistic approach to financial planning is tailor-made for clients. Many of our clients are experienced C-suite level executives, business owners, and “accidental entrepreneurs,” e.g. providers of professional services who have recently become self employed as a result of an economic downturn.

These individuals often have multiple financial goals beyond just funding retirement.  They may be seeking the financial flexibility to start new ventures, shift the focus of their business activities in a different direction or fund philanthropic projects.  Kelly’s clients find she is the perfect financial planning partner to help them achieve their goals and make the most of their money. Her upbringing in an entrepreneurial family, passionate support of small business, and her unmatched knowledge of financial instruments make her the perfect choice to maximize their wealth and allow them to live life on their own terms.

Community

Kelly was raised in a family of entrepreneurs and learned much of what she knows about business and life through time spent with her poultry farmer grandfather, Francis “Bud” Salm, when she was a child.  His commitment to his community was a meaningful example to her from her first days.

When Kelly moved to Dallas in 2009, she discovered a need for resources to support entrepreneurs and business owners in the community.  She created Your Executive Symphony (YES), an educational organization for small and medium privately held entities, to provide a forum for the exchange of ideas and the sharing of best practices. Its goal is to grow more privately held businesses and help them thrive.

Subscribe to Fiscal Harmony Grace Notes

* indicates required

Powered by MailChimp

Is Your Money Working As Hard As It Should?

Let Kelly Kunst Orchestrate Your Fiscal Harmony

Contact

Kelly Kunst Founder

Fiscal Harmony powered by GS Wealth Management
Berthel Fisher & Company Financial Services, Inc.

15443 Knoll Trail Dr., Suite 110
Dallas, Texas 75248

Office: 214-276-0808
kkunst@gswealthmgmt.com

Scroll to Top